Terms & Conditions.

1. Related Documents

These Terms should be read in conjunction with the Privacy Policy and other operational policies forming part of Blackfort's compliance framework, including those required by applicable financial services regulations.

2. Purpose

These Terms and Conditions govern your access to and use of Blackfort's website(s), including any information collected via the site, the way it is used, stored, and disclosed, and your legal responsibilities while accessing the website. By using our website, you accept these terms in full.

3. Website Terms of Use

• 3.1 Ownership: The domain blackfort.com.au and all associated content are owned and operated by Blackfort Pty Ltd ABN 38 648 606 222.
• 3.2 Acceptance of Terms: By using our website, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must immediately stop using the website.
• 3.3 Privacy: Use of the website is also governed by our Privacy Policy. No part of these Terms overrides our Privacy Policy.
• 3.4 Additional Terms: Services accessed via the website may have additional specific terms (e.g., credit applications).
• 3.5 Changes to Terms: We may update or modify these Terms at any time without notice.
• 3.6 Website Security: Malicious interference or unauthorized use is prohibited.

4. Collection and Use of Information

We collect personal information to improve services and comply with legal obligations (e.g., Anti-Money Laundering and Counter-Terrorism Financing Act 2006). Data may be shared with credit reporting bodies (Equifax), affiliates, and regulatory bodies, but will never be sold to unrelated advertisers.

5. Intellectual Property and Content Use

All content is owned by or licensed to Blackfort. Reproduction or commercial exploitation without written consent is prohibited.

6. Monitoring and Disclosure

We may monitor website use and disclose information to comply with legal obligations.

7. Disclaimer

The website is provided “as is”. We are not liable for errors, downtime, malware, or reliance on content. Nothing on the website constitutes financial, legal, or personal advice.

8. Third-Party Websites

Links to third-party sites are provided for convenience; access is at your own risk.

9. Submissions and User Content

Non-personal material uploaded (feedback, ideas) will be treated as non-confidential and may be used without compensation.

10. Limitation of Liability

To the extent permitted by law, Blackfort excludes liability for loss arising from website use, viruses, or security breaches.

11. Indemnity

You agree to indemnify Blackfort against claims arising from your breach of these Terms.

12. Waiver

Failure to enforce any part of these Terms does not constitute a waiver.

13. Jurisdiction and Governing Law

Governing Law: New South Wales, Australia.

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